What is Coverage D – Loss of Use? A home is a very important asset we possess. It is a place that gives us comfort, privacy, and the place we rush to after a long day at work. The security we feel when we are home may be put in jeopardy when we listen to forcasts of tornados, hail, orread more
The Insurance Peace by Carroll & Delaune
Your Home Away From Home
Tuesday, March 20th, 2012The Condo Insurance Conundrum
Thursday, February 2nd, 2012Three Tips to Help Determine Insurance Coverage and Potential Gaps Condo owners must approach their insurance needs differently from owners of a single family home. They must first determine which structural items of the condominium they are responsible for insuring and then determine a replacement cost. Here are three tips to help determine coverage andread more
3 Common Health Insurance Questions
Wednesday, November 16th, 20113 Common Health Insurance Questions Here are three short videos to answer health insurance’s most common questions. How Can I Save Money on Healthcare? Deductibles, Copays, Coinsurance, Oh my! How Do I Choose a Health Plan?
A Personalized Guide to Better Coverage
Monday, November 14th, 2011Life has many stages. Has your insurance coverage kept up? Take our quiz to find out! Whether you’re starting out, settling down, or retired, protecting what’s important—that’s what matters most. Our guide can help you ask the right questions, so you can find the right insurance to fit your needs. Follow this link to ourread more
Your Homeowners Policy Has Its Limits!
Monday, August 29th, 2011Your Homeowners Insurance may not cover all your items to complete replacement cost! There are Limits of Liability for certain items such as expensive jewelry or priceless works of art. For example, your engagement ring may cost $15,000 to replace, but your Homeowners policy states it will only give you $1500 in the event itread more
What does credit history have to do with insurance?
Sunday, July 17th, 2011Over the last few years, many insurance companies have started using credit information to help determine what a customer pays for an insurance policy. In fact, over 90% of insurance companies use insurance scores, according to a study by Conning Research and Consulting Inc., a Hartford, Conn.-based research firm. What is an insurance score? Anread more
An Insurance Agent & A Claim.
Monday, July 4th, 2011Even your insurance agent is susceptible to a loss. Watch your favorite insurance agents (Mike & Sarah) walk through the claims process! Ignore the ugly wallpaper. The focus of this photo is the water line to a refridgerator ice maker. This little guy caused a heck of a lot of damage over a periodread more
Auto Insurance Lingo Made Easy
Tuesday, May 24th, 2011Your personal automobile could be one of the most indispensable items you own. Without it, you may not be able to commute to work, drop your children off at school, or take a vacation. But it is also one of the greatest liabilities you own. Catastrophic lawsuits and legal judgments occur daily due to accidentsread more
How sue – worthy are you?
Monday, May 9th, 2011Your Insurance Company Re: Auto Accident on Jan 1, 2011 Dear Valued Client: You are being sued by Mr. John Contractor, the injured party of the above referenced accident, for $700,000. Per your insurance limits, Your Insurance Company will cover the defense costs for $300,000 in liability. You will be responsible for your own defense costs beyondread more
4 Major Ways an Insurance Company Views Your Property
Monday, April 18th, 2011When looking at the cost of homeowners insurance, sometimes the first thought that comes to mind is, “How can I lower this cost?” Before you start trimming your policy of its coverages, it’s a good idea to know what factors affect the cost of your insurance. To illustrate these factors, we need to thinkread more
